SubTide Guides
Updated: August 2026
Subscriptions are designed to be forgettable — small amounts, auto-renewed, scattered across four different payment systems. That's why "how much do I spend on subscriptions?" is a question almost nobody can answer from memory. Here's the full audit, in about 15 minutes, followed by the system that keeps the answer true.
For each one: price, billing cycle (weekly / monthly / yearly), and next renewal date. The renewal date is the piece people skip and the piece that matters most — it's what makes a reminder possible.
Yearly plans ÷ 12, weekly plans × 4.33. Convert foreign currencies at today's rate. The resulting single monthly figure is the number to remember — and to compare against what you assumed. For most people the audit finds meaningful money; even one forgotten $9.99/month service is ~$120 a year.
The audit decays. New sign-ups appear, trials convert silently, annual renewals land eleven months after you stopped thinking about them. The fix is mechanical, not motivational: keep the list in a tracker that notifies you before each charge, and add every new subscription the moment you sign up — a five-second habit.
That's the exact job SubTide does: a payment calendar, pre-renewal notifications, normalized totals in your currency (with daily conversion for foreign services), and a fast brand picker so entry takes seconds — no bank linking, no account, no ads.